360 Patriot Enterprises, LLC

• This employer files 2 health plans for this group; we judged them together.

1. 360 Patriot Enterprises, LLC Health & Welfare Plan · 580 people · Both kinds

   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from CareFirst, Kaiser Permanente is on file, covering about 121 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The insured options cover only about 21% of the 580 participants, so most people in this plan are in the self-funded part.

2. 360 Patriot Enterprises, LLC Benefit Plan · 211 people · Insured · state rules

   • Medical insurance bought from CareFirst, Kaiser Permanente is on file, covering about 135 people.
   • The filing says all benefits are paid through insurance contracts.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.