Bank of America Corporation

• The filing says benefits are paid from the employer's general assets.
• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Kaiser Permanente, HMSA (Blue Cross Blue Shield of Hawaii), Triple-S Salud, Health Net is on file, covering about 17,004 people.
• We ignored 2 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
• We ignored a small insurance contract with Aetna covering about 182 people; it is too small to be the main plan.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 10% of the 170,439 participants, so most people in this plan are in the self-funded part.
• The self-funded part's claims are processed by Blue Cross Blue Shield, UnitedHealthcare, Alight Solutions Llc (Schedule C).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from the employer's general assets.
• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Kaiser Permanente, Health Net is on file, covering about 2,230 people.
• We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
• We ignored a small insurance contract with Tufts Health Plan, Humana, UnitedHealthcare, Aetna, Hartford Life And Accident covering about 217 people; it is too small to be the main plan.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 3% of the 64,861 participants, so most people in this plan are in the self-funded part.
• The self-funded part's claims are processed by Silverscript, Blue Cross Blue Shield, United Health Care (Schedule C).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.