Case Western Reserve University

• This employer files 2 health plans for this group; we judged them together.

1. Benelect Plan · 4,472 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Medical Mutual Of Ohio is on file, covering about 3,491 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

2. Case Western Reserve University Postdoctoral Benefits Program Erisa Plan · 251 people · Insured · state rules

   • Medical insurance bought from Aetna is on file, covering about 388 people.
   • The filing says all benefits are paid through insurance contracts.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from Medical Mutual Of Ohio is on file, covering about 0 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 0% of the 64 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.