Consolidated Edison Company of New York, Inc. (ein 13-5009340) and

• The filing lists stop-loss insurance (Cigna). Employers buy stop-loss only when they pay claims out of their own money.
• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from Aetna, Emblemhealth, Mvp Healthcare is on file, covering about 2,650 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 19% of the 14,197 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from the employer's general assets.
• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Aetna, Emblem Health is on file, covering about 192 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 3% of the 6,067 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from the employer's general assets.
• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Aetna, Emblem Health is on file, covering about 95 people.
• We ignored a small insurance contract with Oxford Health Plans (Ny) covering about 1 people; it is too small to be the main plan.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 2% of the 4,529 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.