Duane Morris LLP

• This employer files 2 health plans for this group; we judged them together.

1. Medical, Major Medical, Ad&d, and Group Life Insurance for Staff, Associates & Partners of Duane Morris LLP · 1,576 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Blue Cross Blue Shield, Kaiser Permanente, CareFirst, Amerihealth is on file, covering about 2,061 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

2. Duane Morris Flexible Benefits Plan · 300 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).
   • Wex Health Ince is paid to process this plan's claims (Schedule C), the usual setup when an employer pays claims itself.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.