Emerson Electric Company

• This employer files 2 health plans for this group; we judged them together.

1. Emerson Electric Co. Self-funded Active Welfare Benefit Plan · 11,113 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).
   • Blue Cross Blue Shield is paid to process this plan's claims (Schedule C), the usual setup when an employer pays claims itself.

2. Emerson Electric Co. Fully Insured Active Welfare Benefit Plan · 10,474 people · Insured · state rules

   • Medical insurance bought from Aetna is on file, covering about 556 people.
   • The filing says all benefits are paid through insurance contracts.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• This employer files 2 health plans for this group; we judged them together.

1. Emerson Electric Co. Self-funded Retiree Welfare Benefit Plan · 3,473 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).
   • Blue Cross Blue Shield is paid to process this plan's claims (Schedule C), the usual setup when an employer pays claims itself.

2. Emerson Electric Co. Fully Insured Retiree Welfare Benefit Plan · 170 people · Insured · state rules

   • Medical insurance bought from Medica is on file, covering about 53 people.
   • The filing says all benefits are paid through insurance contracts.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.