Employbridge Holding Company

• This employer files 2 health plans for this group; we judged them together.

1. Employbridge Holding Company Associates Welfare Benefits Plan · 6,217 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Anthem is on file, covering about 467 people.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
   • We ignored a small insurance contract with Hawaii Medical Assurance Association covering about 26 people; it is too small to be the main plan.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The insured options cover only about 8% of the 6,217 participants, so most people in this plan are in the self-funded part.

2. Employbridge Holding Company Colleague Welfare Benefits Plan · 2,111 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Kaiser Permanente is on file, covering about 208 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The insured options cover only about 10% of the 2,111 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.