Goldman Sachs & Co. LLC

• This employer files 2 health plans for this group; we judged them together.

1. Goldman Sachs & Co. LLC Health & Welfare Plan · 44,534 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).
   • We ignored 2 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.

2. Executive Health Care Plan · 313 people · Insured · state rules

   • Medical insurance bought from Aetna is on file, covering about 2,376 people.
   • The filing says all benefits are paid through insurance contracts.
   • We ignored 2 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• This employer files 2 health plans for this group; we judged them together.

1. Retiree Health Care Plan · 1,172 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).

2. Executive Retiree Health Care Plan · 416 people · Insured · state rules

   • Medical insurance bought from Aetna is on file, covering about 875 people.
   • The filing says all benefits are paid through insurance contracts.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.