Honigman LLP

• This employer files 2 health plans for this group; we judged them together.

1. Honigman LLP Medical Benefit Plan · 685 people · Self-funded · federal rules

   • The filing lists stop-loss insurance (Hm Life). Employers buy stop-loss only when they pay claims out of their own money.
   • The filing says benefits are paid from a trust the plan controls.
   • No medical insurance contract is on file (Schedule A).
   • Blue Cross Blue Shield is paid to process this plan's claims (Schedule C), the usual setup when an employer pays claims itself.

2. Honigman LLP Health Alliance Plan · 65 people · Insured · state rules

   • Medical insurance bought from Health Alliance Plan is on file, covering about 146 people.
   • The filing says all benefits are paid through insurance contracts.

Not counted

• Honigman LLP Group Accident Plan (190 people): Its insurance contracts (Schedule A) are for accident or hospital cover, none of it medical, and this employer files its medical plan separately.
• Honigman LLP Group Critical Illness Insurance Policy (190 people): Its insurance contracts (Schedule A) are for accident or hospital cover, none of it medical, and this employer files its medical plan separately.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.