Hy-vee, Inc.

• This employer files 2 health plans for this group; we judged them together.

1. Hy-vee Affiliates' Benefit Plan and Trust · 16,054 people · Self-funded · federal rules

   • The filing says benefits are paid from a trust the plan controls.
   • No medical insurance contract is on file (Schedule A).
   • Wellmark Bcbs, UMR (UnitedHealthcare), Wellmark Health Plan is paid to process this plan's claims (Schedule C), the usual setup when an employer pays claims itself.

2. Hy-vee Elective Benefits Plan · 14,527 people · Insured · state rules

   • Medical insurance bought from Globe Life And Accident is on file, covering about 539 people.
   • The filing says all benefits are paid through insurance contracts.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.

Not counted

• Hy-vee, Inc. Flexible Spending Plan (2,103 people): The plan name shows a spending account or employee assistance program, not medical coverage.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.