Health plan & appeal guide
Ima Financial Group, Inc.
This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.
How we know · medium confidence
- The filing says benefits are paid from the employer's general assets.
- Medical insurance bought from Kaiser Permanente is on file, covering about 172 people.
- Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
- The insured options cover only about 7% of the 2,497 participants, so most people in this plan are in the self-funded part.
Not counted
- Ima Group Disability, Life and Accident Plan (2,733 people): Its insurance contracts (Schedule A) are for life, other (such as disability) cover, none of it medical, and this employer files its medical plan separately.
Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.
Which company is on your insurance card?
It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.
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