Health plan & appeal guide

Iso New England Inc.

Holyoke, MA · Form 5500 filing, plan year 2024

Both kinds Iso New England, Inc. Health and Welfare Plan · 675 people · judged with 1 other filing

This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.

How we know · medium confidence
  • This employer files 2 health plans for this group; we judged them together.
  1. Iso New England, Inc. Health and Welfare Plan · 675 people · Both kinds

    • The filing says benefits are paid from a trust the plan controls.
    • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 1,963 people.
    • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
  2. Iso New England Inc. Flexible Benefits Program · 174 people · Self-funded · federal rules

    • The filing says benefits are paid from the employer's general assets.
    • No medical insurance contract is on file (Schedule A).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

  1. Which company is on your insurance card?

    It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.

  2. Send your appeal here

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  3. Know your deadlines

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  4. What happens next

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