Health plan & appeal guide

L3harris Technologies, Inc.

Melbourne, FL · Form 5500 filing, plan year 2024

For current employees

Both kinds L3harris Technologies, Inc. Group Insurance Plan · 41,888 people

This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.

How we know · medium confidence
  • The filing says benefits are paid from the employer's general assets.
  • Medical insurance bought from Cigna, HMSA (Blue Cross Blue Shield of Hawaii) is on file, covering about 562 people.
  • We ignored 7 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
  • We ignored a small insurance contract with Mcs Life covering about 6 people; it is too small to be the main plan.
  • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
  • The insured options cover only about 1% of the 41,888 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

  1. Which company is on your insurance card?

    It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.

  2. Send your appeal here

    Unlocks after you answer the question above

  3. Know your deadlines

    Unlocks after you answer the question above

  4. What happens next

    Unlocks after you answer the question above

  5. Get free help

    Unlocks after you answer the question above

For retirees

Both kinds L3harris Retiree Health and Welfare Plan · 5,133 people · judged with 1 other filing

This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.

How we know · medium confidence
  • This employer files 2 health plans for this group; we judged them together.
  1. L3harris Retiree Health and Welfare Plan · 5,133 people · Both kinds

    • The filing says benefits are paid from the employer's general assets.
    • The filing says benefits are paid from a trust the plan controls.
    • Medical insurance bought from Mvp Health Care, Aetna, UnitedHealthcare, Kaiser Permanente, Blue Cross Blue Shield is on file, covering about 795 people.
    • We ignored a small insurance contract with Braven Health, Humana, Preferred Care Partners, Emblem Health covering about 28 people; it is too small to be the main plan.
    • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
    • The insured options cover only about 15% of the 5,133 participants, so most people in this plan are in the self-funded part.
  2. L3 Technologies Funded Group Health and Welfare Plan for Retired Participants · 1,410 people · Self-funded · federal rules

    • The filing says benefits are paid from the employer's general assets.
    • The filing says benefits are paid from a trust the plan controls.
    • No medical insurance contract is on file (Schedule A).
    • We ignored a small insurance contract with Hartford Accident And Life covering about 3 people; it is too small to be the main plan.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

  1. Which company is on your insurance card?

    It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.

  2. Send your appeal here

    Unlocks after you answer the question above

  3. Know your deadlines

    Unlocks after you answer the question above

  4. What happens next

    Unlocks after you answer the question above

  5. Get free help

    Unlocks after you answer the question above

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