Marsh and McLennan Agency LLC

• This employer files 9 health plans for this group; we judged them together.

1. Barney & Barney Health & Welfare Plan · 1,272 people · Insured · state rules

   • Medical insurance bought from Aetna, Kaiser Permanente is on file, covering about 2,023 people.
   • The filing says all benefits are paid through insurance contracts.

2. Marsh & McLennan Agency Upper Midwest Employee Benefit Plan · 1,239 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Medica, Sanford Health Plan, Healthy Alliance Life, Blue Cross Blue Shield, Blue Care Network Of Michigan is on file, covering about 2,417 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

3. Marsh & McLennan Agency, LLC, Locally Known As J. Smith Lanier, Health & Welfare Benefit Plan · 1,005 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 1,776 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

4. Marsh & McLennan Agency, LLC, Mid-atlantic Umbrella Welfare Benefit Plan · 935 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 822 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

5. Marsh & McLennan Agency LLC Midwest Health and Welfare Plan · 820 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).

6. Marsh & McLennan Agency Health & Welfare Benefits Plan · 742 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.

7. Marsh & McLennan Agency LLC East Flexible Benefits Plan · 509 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Blue Cross Blue Shield, Keystone Health Plan East is on file, covering about 422 people.
   • We ignored a small insurance contract with Amerihealth covering about 2 people; it is too small to be the main plan.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

8. Mma-fl Employee Benefits Plan · 378 people · Insured · state rules

   • Medical insurance bought from UnitedHealthcare is on file, covering about 772 people.
   • The filing says all benefits are paid through insurance contracts.

9. Marsh & McLennan Agency New England Health & Welfare Benefit Plan · 325 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 582 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

Not counted

• Marsh and McLennan Agency LLC Employee Benefits Plan (4,083 people): Its insurance contracts (Schedule A) are for life, dental, vision, accident or hospital, other (such as disability) cover, none of it medical, and this employer files its medical plan separately.
• Mma-bouchard Employee Benefits Plan (280 people): Its insurance contracts (Schedule A) are for life, dental, vision, other (such as disability) cover, none of it medical, and this employer files its medical plan separately.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.