Midamerican Energy Company

• This employer files 2 health plans for this group; we judged them together.

1. Midamerican Energy Company Welfare Benefit Plan · 4,711 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 4,254 people.
   • We ignored 2 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The self-funded part's claims are processed by Wellmark Bcbs Of Iowa, Benefitbump (Schedule C).

2. Midamerican Energy Company Welfare Benefit Plan for Locals 69, 109, 499 Fort Madison, 499 & 738 Represented Employees · 1,982 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 1,749 people.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.