Nokia of America Corporation

• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Kaiser Permanente is on file, covering about 295 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 1% of the 58,486 participants, so most people in this plan are in the self-funded part.
• The self-funded part's claims are processed by Alight Solutions Llc, UnitedHealthcare (Schedule C).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from Kaiser Permanente is on file, covering about 221 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 4% of the 5,928 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.