Health plan & appeal guide
Pleasant Travel Service
The filing doesn’t settle it. One question about your insurance card will.
How we know · low confidence
- This employer files 2 health plans for this group; we judged them together.
Pleasant Travel Service Collective Bargaining Unit · 169 people · Not clear yet
- No medical insurance contract is on file (Schedule A).
- The filing says all benefits are paid through insurance contracts.
Pleasant Travel Service Non Bargaining · 140 people · Not clear yet
- No medical insurance contract is on file (Schedule A).
- The filing says all benefits are paid through insurance contracts.
- We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.
Is your plan insured or self-funded?
Look at your card or plan summary, or ask HR: “Is our medical plan fully insured or self-funded?”
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