Research Foundation for Mental Hygiene, Inc.

• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from State Of New York, Department Of Civil Service is on file, covering about 1,329 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Aetna is on file, covering about 124 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 22% of the 562 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.