Sharp Healthcare

• This employer files 2 health plans for this group; we judged them together.

1. Sharp Healthcare Health & Dental Plan · 16,105 people · Insured · state rules

   • Medical insurance bought from Sharp Health Plan is on file, covering about 36,240 people.
   • The filing says all benefits are paid through insurance contracts.

2. Sharp Healthcare Flexible Benefits Plan · 15,196 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).

Not counted

• Sharp Healthcare Flexible Spending Account - Health (3,152 people): The plan name shows a spending account or employee assistance program, not medical coverage.
• Sharp Healthcare Flexible Spending Account - Dependent Care (496 people): The plan name shows a spending account or employee assistance program, not medical coverage.
• Sharp Healthcare Group Accident Insurance Plan (4,453 people): Its insurance contracts (Schedule A) are for accident or hospital cover, none of it medical, and this employer files its medical plan separately.
• Sharp Healthcare Hospital Indemnity Insurance Plan (2,871 people): Its insurance contracts (Schedule A) are for accident or hospital cover, none of it medical, and this employer files its medical plan separately.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.