Southern California Gas Company

• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from Kaiser Permanente is on file, covering about 4,898 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• This employer files 2 health plans for this group; we judged them together.

1. Southern California Gas Company Represented Retiree Health and Welfare Program · 3,498 people · Both kinds

   • The filing lists stop-loss insurance (Anthem). Employers buy stop-loss only when they pay claims out of their own money.
   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from UnitedHealthcare, Kaiser Permanente, Anthem is on file, covering about 2,590 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The self-funded part's claims are processed by Anthem (Schedule C).

2. Southern California Gas Company Non-represented Retiree Health and Welfare Program · 2,172 people · Both kinds

   • The filing lists stop-loss insurance (Anthem). Employers buy stop-loss only when they pay claims out of their own money.
   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from UnitedHealthcare, Kaiser Permanente is on file, covering about 1,592 people.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The self-funded part's claims are processed by Anthem (Schedule C).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.