Southern Company Services, Inc

• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from Blue Cross Blue Shield, Kaiser Permanente is on file, covering about 1,926 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 7% of the 28,147 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• This employer files 2 health plans for this group; we judged them together.

1. Southern Company Services, Inc. Health Care Plan for Retirees · 16,402 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from Anthem, Blue Cross Blue Shield is on file, covering about 22,635 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The self-funded part's claims are processed by Allight, Blue Cross Blue Shield, Heathcare Blue Book (Schedule C).

2. Health and Welfare Plan for Retirees & Inactive Employees of Southern Company Gas · 3,014 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from Blue Cross Blue Shield, Kaiser Permanente is on file, covering about 277 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The insured options cover only about 9% of the 3,014 participants, so most people in this plan are in the self-funded part.
   • The self-funded part's claims are processed by Blue Cross Blue Shield, UMR (UnitedHealthcare), By Mellon (Schedule C).

Not counted

• Southern Company Services, Inc. Health Reimbursement Arrangement for Retirees Plan (1,325 people): The plan name shows a spending account or employee assistance program, not medical coverage.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.