Health plan & appeal guide
Swisher International Inc
For current employees
This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.
How we know · medium confidence
- This employer files 4 health plans for this group; we judged them together.
Swisher International, Inc. Non-bargaining Benefit Plan · 841 people · Self-funded · federal rules
- The filing lists stop-loss insurance (Florida Blue). Employers buy stop-loss only when they pay claims out of their own money.
- The filing says benefits are paid from the employer's general assets.
- No medical insurance contract is on file (Schedule A).
Swisher International, Inc. Employee Benefit Plan Rwdsu (jax) · 110 people · Both kinds
- The filing says benefits are paid from the employer's general assets.
- Medical insurance bought from Health Options, Blue Cross Blue Shield is on file, covering about 96 people.
- Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
Swisher International, Inc. Employee Benefit Plan Helme Tobacco (iam & Bctgmiu Local 2T) · 108 people · Both kinds
- The filing says benefits are paid from the employer's general assets.
- Medical insurance bought from Highmark is on file, covering about 195 people.
- Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
Swisher International, Inc. Employee Benefit Plan Machinists (jacksonville) · 47 people · Both kinds
- The filing says benefits are paid from the employer's general assets.
- Medical insurance bought from Health Options, Blue Cross Blue Shield is on file, covering about 45 people.
- Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.
Which company is on your insurance card?
It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.
Send your appeal here
Unlocks after you answer the question above
Know your deadlines
Unlocks after you answer the question above
What happens next
Unlocks after you answer the question above
Get free help
Unlocks after you answer the question above
For retirees
This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.
How we know · medium confidence
- The filing says benefits are paid from the employer's general assets.
- Medical insurance bought from Sierra Health And Life Insurance Company is on file, covering about 205 people.
- Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.
Which company is on your insurance card?
It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.
Send your appeal here
Unlocks after you answer the question above
Know your deadlines
Unlocks after you answer the question above
What happens next
Unlocks after you answer the question above
Get free help
Unlocks after you answer the question above
Coming next
Get help writing the appeal letter
We’re building a tool that drafts your appeal from the denial letter and keeps track of every deadline. Leave your email and we’ll send one note when it’s ready.