Tamko Building Products LLC

• This employer files 3 health plans for this group; we judged them together.

1. Tamko Building Products LLC Flexible Benefits Plan · 1,026 people · Self-funded · federal rules

   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).

2. Tamko Building Products LLC Employee Health Care Plan · 739 people · Self-funded · federal rules

   • The filing lists stop-loss insurance (Tokio Marine Hcc Life Ins). Employers buy stop-loss only when they pay claims out of their own money.
   • The filing says benefits are paid from the employer's general assets.
   • No medical insurance contract is on file (Schedule A).

3. Alabama Health Care Plan · 84 people · Insured · state rules

   • Medical insurance bought from Blue Cross Blue Shield is on file, covering about 262 people.
   • The filing says all benefits are paid through insurance contracts.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.