The Clorox Company

• The filing says benefits are paid from the employer's general assets.
• Medical insurance bought from Kaiser Permanente is on file, covering about 568 people.
• We ignored a small insurance contract with Cigna covering about 6 people; it is too small to be the main plan.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 10% of the 5,516 participants, so most people in this plan are in the self-funded part.

Not counted

• The Clorox Company Health Reimbursement Account (227 people): The plan name shows a spending account or employee assistance program, not medical coverage.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• The filing says benefits are paid from a trust the plan controls.
• Medical insurance bought from Kaiser Permanente is on file, covering about 14 people.
• Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
• The insured options cover only about 2% of the 633 participants, so most people in this plan are in the self-funded part.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.