The Permanente Medical Group, Inc

• This employer files 2 health plans for this group; we judged them together.

1. The Permanente Medical Group Inc. Health and Welfare Plan · 41,819 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Kaiser Permanente is on file, covering about 118,025 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

2. The Permanente Medical Group, Inc. Physicians' Welfare Benefit Plan for Active Physicians · 10,008 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Kaiser Permanente is on file, covering about 10,008 people.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

Not counted

• The Permanente Medical Group Health Care Spending Account Plan (8,956 people): The plan name shows a spending account or employee assistance program, not medical coverage.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

• This employer files 4 health plans for this group; we judged them together.

1. Tpmg, Inc. Medical Benefits Plan for Retired Non-physician Employees Covered by a Collective Bargaining Agreement · 9,232 people · Both kinds

   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from Kaiser Permanente is on file, covering about 10,179 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

2. The Permanente Medical Group, Inc. Physicians' Welfare Benefit Plan for Retired Physicians · 3,643 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Kaiser Permanente, Cigna is on file, covering about 1,202 people.
   • We ignored 1 low-cost supplemental policy(ies) such as accident or hospital cover; they don't decide how your medical claims are handled.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

3. The Permanente Medical Group, Inc. Special Welfare Benefit Plan for Retired Employees · 3,408 people · Both kinds

   • The filing says benefits are paid from the employer's general assets.
   • Medical insurance bought from Kaiser Permanente is on file, covering about 229 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
   • The insured options cover only about 7% of the 3,408 participants, so most people in this plan are in the self-funded part.

4. Medical Benefits Plan for Retired Physicians and Salaried Employees of the Permanente Medical Group, Inc. · 215 people · Both kinds

   • The filing says benefits are paid from a trust the plan controls.
   • Medical insurance bought from Kaiser Permanente is on file, covering about 58 people.
   • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.