Health plan & appeal guide
The Whiting-turner Contracting Company
This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.
How we know · medium confidence
- The filing says benefits are paid from the employer's general assets.
- Medical insurance bought from Kaiser Permanente is on file, covering about 342 people.
- Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
- The insured options cover only about 7% of the 4,791 participants, so most people in this plan are in the self-funded part.
Not counted
- The Whiting-turner Contracting Company Dental Vision and Medical Reimbursement Plan (1,558 people): The plan name shows a spending account or employee assistance program, not medical coverage.
Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.
Which company is on your insurance card?
It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.
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