Health plan & appeal guide

UFCW & Employers Benefit Trust

Concord, CA · Form 5500 filing, plan year 2024

For current employees

Both kinds UFCW & Employers Benefit Trust · 25,845 people

This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.

How we know · medium confidence
  • The filing says benefits are paid from a trust the plan controls.
  • Medical insurance bought from Kaiser Permanente is on file, covering about 16,171 people.
  • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
  • The self-funded part's claims are processed by Blue Cross Blue Shield, Medexpert International, Health Management Concepts (Schedule C).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

  1. Which company is on your insurance card?

    It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.

  2. Send your appeal here

    Unlocks after you answer the question above

  3. Know your deadlines

    Unlocks after you answer the question above

  4. What happens next

    Unlocks after you answer the question above

  5. Get free help

    Unlocks after you answer the question above

For retirees

Both kinds Uebt Retiree Health Plan · 13,661 people

This employer has both kinds of coverage. The company on your insurance card decides which rules apply to you.

How we know · medium confidence
  • The filing says benefits are paid from a trust the plan controls.
  • Medical insurance bought from Blue Cross Blue Shield, Kaiser Permanente, United Health Care is on file, covering about 15,519 people.
  • Medical insurance is on file, but the plan also pays benefits from the employer's own money, so some options are likely self-funded.
  • The self-funded part's claims are processed by Blue Cross Blue Shield, Solidaritus, Ufcw Local 5 (Schedule C).

Double-check in 30 seconds: “Self-funded”, “administered by” or “ASO” on your card or plan summary means self-funded. “Insured by” or “underwritten by” means insured.

  1. Which company is on your insurance card?

    It’s printed on the front of the card. The filing shows which companies sell insured options here and which ones run the self-funded plan.

  2. Send your appeal here

    Unlocks after you answer the question above

  3. Know your deadlines

    Unlocks after you answer the question above

  4. What happens next

    Unlocks after you answer the question above

  5. Get free help

    Unlocks after you answer the question above

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